 |
| |
|
|
No one wants to contract a case
of buyer's remorse. You know what I am talking about.
It is that feeling that you've either paid too much or
received too little. In most cases, there is no
recourse for the buyer to receive recompense once the
contract has been signed.
If no one wants to catch a case
of buyer's remorse, why are there so many people out
there who suffer from it? The answer is simple, most
of these people engaged in a transaction without
enough knowledge and information.
The best way to make sure that you choose the right
home is to properly prepare yourself. The purchase of
a home is a tremendous investment, both monetarily and
emotionally. The purpose of this page is to in provide
you with some tips that will help your transaction
progress smoothly and result in you being a happy
homeowner.
Remember, if you have any questions I am always just a
phone call or email away.
|
| |
|
| |
 |
|
|
|
|
|
Your home is likely to
represent one of the largest investments in your
life. In order to make sure that the transaction
goes smoothly it is of vital importance that you
choose the right agent to represent your
interests. The right agent will be someone whose
experience and personality makes you feel
comfortable. You should try to find an agent that
is familiar and knowledgeable about the area you
plan to move into. |
| |
|
|
|
| |
|
|
|
|
|
|
Do you already know how much
home you can afford? There is nothing more
frustrating than looking for a home, finding the
perfect home, and then discovering that it is out
of your price range. Speak with a lender to learn
about the different financing options available to
you. When you find the right lender get the
paperwork processed so that you will be ready to
buy when you find the right home. |
| |
|
|
|
| |
|
|
|
|
|
|
In order to determine the
amount of home you can afford a lender uses your
debt-to-income ratio. This ratio is the percentage
of your pre-tax income that you spend on debt.
Your debt ratio will include: monthly housing
costs, car payments, credit cards, student loans,
and any other installment debt. If you take on
more debt right before buying a home it is going
to have an impact on the amount of the loan that
the lender will finance. |
| |
|
|
|
| |
|
|
|
|
|
|
In order to make an educated
decision you need to know what is available and
how much it is going for. You can browse all the
active listings from my website. Once you have
found some homes you like save those searches and
sign up for property watch so that new listings
will be emailed to you. The best homes move fast
so you need to make sure that you are on top of
the available inventory at all times so you do not
miss out. |
| |
|
|
|
| |
|
|
|
|
|
|
No one knows the home better
than the seller of the property; however it is not
always in the seller's best interest to disclose
all the information. If you find out the seller's
motivation for selling you might be able to
negotiate a better deal on the home. Try to find
out the last time service was performed on the
roof, furnace, and water heating. Asking the right
questions now can end up saving you a lot of money
in the long run. |
| |
|
|
|
| |
|
|
|
|
|
|
The last thing you want to
discover after you have bought a home is that you
have purchased a "money pit". By "money pit" I am
referring to a home that is full of defects that
are going to end up costing you a lot of money.
Save yourself a lot of time in future litigation
and renovation by bringing in a licensed home
inspector before you buy. If any problems are
found it will steer you away from a bad decision
or help you negotiate a better price. |
| |
|
|
|
|
|
|
| |
|
|
|
|
